Anthropic launches personal finance feature in Claude, allowing users to connect bank accounts and check transactions
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Anthropic announced the launch of a personal finance feature in Claude. Users can connect bank, credit card, loan, and investment accounts through the financial data platform Plaid to check balances, spending, and upcoming bills. The feature has read-only permissions and cannot transfer funds, manage money, or invest. Users can connect up to 16 banks, account verification is handled by Plaid, and Claude does not obtain bank passwords. Anthropic said conversations in this section will not be used to train models. The feature is gradually being rolled out for testing in the U.S. market for Claude Pro, Max, and Ultra subscribers, and is not yet available for the free version, Team, and Enterprise plans.
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The original text explains the account connection method, the boundaries of read permissions, and data usage restrictions, so readers can judge the feasible scope of handing bank statements over to Claude.
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银行流水也能交给AI看？Claude开始帮用户管账凤凰网科技下载客户端 独家抢先看2026年11月06日 14:34:15 来自北京市
凤凰网科技讯 11月6日，Anthropic宣布在Claude中推出“个人财务”（Personal Finance）功能。用户可通过金融数据平台Plaid，将银行、信用卡、贷款及投资账户连接至Claude，查询余额、消费支出和待缴账单。该功能仅拥有读取权限，不能转账、管理资金或进行投资。
接入账户后，Claude可汇总不同账户的交易信息，按照房租、水电、餐饮和购物等类别整理支出，并回答“本月支出是否高于往常”“发薪日前还有哪些账单”等问题。它还能识别重复扣款、异常费用、持续上涨的账单及仍在扣费的订阅项目，并生成支出图表、账单日历和财务看板。
根据Anthropic介绍，Claude可读取用户授权账户的银行名称、账户类型、账号末四位、余额、信用额度及最长两年的交易记录。账户连接和身份验证由Plaid完成，Claude不会获取用户的银行密码。用户最多可连接16家银行，也可随时解除关联。
Anthropic表示，“个人财务”专区内的对话不会被用于训练模型。该功能用于帮助用户理解个人收支，并非投资顾问服务；部分账户余额可能存在一至两天的数据延迟。
目前，该功能正在美国市场逐步开放测试，面向Claude Pro、Max和Ultra订阅用户，可在网页端、桌面端及iOS和Android应用中使用，暂不支持免费版、Team和Enterprise计划。(作者/宋淑美)
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