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At the 2026 Financial Street Forum Annual Meeting, China's first comprehensive risk protection scheme for artificial intelligence applications was released, separately covering losses caused by AI services to third parties and the loss of the AI supplier's own expenses. The report mentioned that Shenzhen Binglan Intelligent Technology insured its AI voice employee with artificial intelligence system-generated content infringement liability insurance, with a total coverage amount exceeding 1 million yuan; PICC Property and Casualty Insurance launched artificial intelligence application expense loss insurance for the agricultural product procurement AI agent "Mo Xiao Jia", under which expenses such as repair, refund, and appraisal are borne by the insurance company as agreed in the contract. Ao Li, deputy director of the China Academy of Information and Communications Technology, called on insurance institutions, research institutes, and technology enterprises to jointly build an ecosystem, advance the collection and sharing of assessment data, and develop safety standards. The scheme has now been released, and further developments await more factual disclosure.
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Oct 26
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China's First Comprehensive AI Application Risk Protection Plan Released
At the 2026 Financial Street Forum Annual Meeting, China's first comprehensive artificial intelligence application risk protection plan was officially released, separately covering losses caused by AI services to third parties and the AI provider's own expense losses. The plan covers situations in generative AI services where negligence or oversight leads to content infringement or misleading content that causes personal injury or property damage. Before underwriting, it conducts a comprehensive assessment of risk factors such as model parameters, application scenarios, and actual performance and applies differentiated pricing. It primarily targets AI large-model R&D enterprises, application developers, smart hardware manufacturers, and solution providers. Previously, an opinion released by the Supreme People's Court in September this year clarified that generative AI infringement generally applies fault liability, and that content being generated by AI cannot serve as a defense against liability.
East Money
China's first comprehensive risk protection scheme for artificial intelligence applications released at the 2026 Financial Street Forum Annual Meeting
At the 2026 Financial Street Forum Annual Meeting, China's first comprehensive risk protection scheme for artificial intelligence applications was released, separately covering losses caused by AI services to third parties and the supplier's own expense losses. Shenzhen Binglan Intelligent Technology insured its AI voice employee with artificial intelligence system-generated content infringement liability insurance, with total coverage exceeding 1 million yuan; PICC Property and Casualty launched artificial intelligence application expense loss insurance for the agricultural product procurement AI agent "Mo Xiao Jia," under which costs such as repair, refund, and appraisal are borne by the insurance company as stipulated in the contract. Ao Li, deputy director of the China Academy of Information and Communications Technology, called on insurance institutions, research institutes, and technology enterprises to jointly build an ecosystem and advance the collection and sharing of evaluation data and the development of safety standards.