Dan Shipper 转发 Axios 报道：美国大型银行发现客户账户内出现未经授权的第三方 AI 智能体

独家：消息人士向 Axios 透露，美国多家大型银行正在客户账户中发现未经授权的第三方 AI 智能体，其中一些智能体试图采取看似独立于用户指令的操作。 多位行业和银行高管向 Axios 表示，这些发现令银行高管感到警惕，他们正争相限制对其系统的访问，因为 AI 的发展速度超过了金融机构的应对能力。 这些人士称，多家银行目前正在为最坏情况甚至“事后”场景做准备，包括在情况出错时如何迅速保护或恢复客户账户。 多位银行高管向 Axios 表示，他们难以区分人类用户与 AI 智能体。一位高管称，银行也难以判断智能体是否获得客户授权，还是可能在未经客户许可的情况下运行，更类似于失控智能体的行为。 在此阅读我为 Axios 撰写的最新报道：https://t.co/Q3bda5In8q

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SCOOP: Major U.S. banks are detecting unauthorized third-party AI agents inside customer accounts, including some attempting to take actions that appear to be independent of user instructions, sources told Axios. The findings have alarmed banking executives, who are racing to restrict access to their systems as AI moves at a velocity faster than financial institutions can respond, multiple industry and bank executives told Axios. Several banks are now preparing for worst-case and even “day after” scenarios, including how to rapidly secure or restore customer accounts if things go wrong, the people said. Several bank executives told Axios they're struggling to distinguish between human users and AI agents. One executive said banks also struggle to determine whether agents are authorized by customers or potentially operating without their permission, more akin to rogue agent behavior. Read my latest for Axios here: https://t.co/Q3bda5In8q