Anthropic 为 Claude 推出个人财务功能，可经 Plaid 连接银行账户
Claude AI can plug directly into your bank account
Anthropic 为 Claude 推出个人财务功能，通过 Plaid 连接银行和信用卡账户，用户可询问本月钱花在哪里，Claude 会按房租水电、购物、餐饮等类别生成支出概览。该功能为只读访问，Claude 看不到银行密码，也不能转账、管理或投资资金，Anthropic 称其并非用于提供投资建议。Claude 可查看银行名称、账户名称与类型、账号后四位、余额和信用额度，以及最多两年的交易记录。
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AI 评分 66
原文交代了只读权限和 Plaid 桥接方式，读者可据此判断把银行账户接入聊天机器人时的边界。
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正文
Anthropic has a new pitch for managing your personal finances: let Claude do it instead, with a new Personal Finance feature that connects it to your bank and card accounts via the Plaid bank bridging platform. You can ask the chatbot “where did my money go this month,” for example, and it’ll create an overview with a breakdown of spending by category, including rent and utilities, shopping, and food. Claude can also answer broader questions around what bills are left before your next payday, if you can afford big purchases like holiday trips, and how much money you could be saving each month.
Its access is read-only, and with Plaid facilitating the connection, Claude doesn’t see your banking passwords and your bank doesn’t have to deal with unvetted AI bots crawling around your accounts .
Claude can’t move, manage, or invest your money, according to Anthropic, and it “isn’t designed to give investment advice.”, but it can see the bank’s name, account names, account type, the last four digits of the number associated with it, your balances and credit limits, and up to two years’ worth of your transaction history.
If you choose to give it access to all that, Claude can explain financial terms you don’t understand and answer questions about your balances and transactions.