美国银行告知客户需为 AI 智能体使用其登录信息的行为负责
Bank of America has told customers they’re responsible for anything an AI agent does using their login.
AI 导读
美国银行已告知客户，AI 智能体使用其登录信息所做的一切由客户自行负责，并在邮件中警告不要向任何外部服务提供用户名和密码，包括声称可代客户操作的 AI 智能体。摩根士丹利目前直接封禁第三方智能体，摩根大通则将 Meta 的 Muse 等外部智能体挡在客户账户之外。
推荐理由
AI 评分 72
三家美国银行对第三方 AI 智能体接入账户的不同处理方式，反映出金融场景下责任归属与准入边界的分歧。
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正文
Bank of America has told customers they’re responsible for anything an AI agent does using their login.
Its email warns against giving any outside service a username and password, including AI agents that offer to act for customers.
Morgan Stanley now blocks third-party agents outright, while JPMorgan keeps outside agents such as Meta’s Muse out of customer accounts.